OUR PRODUCTS

NJT PLATINUM

For those with:
Credit score : 700 +
Collateral value at 200%
Bank Overdraft facility

NJT EMERALD

For those with:
Credit score : 680 +
Collateral value at 100%
Bank Overdraft facility

NJT SAPPHIRE

For those with:
Credit score: 680 +
Collateral value less than 100%
Bank Overdraft facility

NJT TOPAZ

For those with:
Credit score: 650 +
No Collateral
Bank Overdraft facility

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